Many Americans have old coins tucked away without realizing their potential value. One of the most talked-about is the 1981 Susan B. Anthony dollar — with some rare versions rumored to be worth as much as $880,000.
So, is this coin still out there in circulation? And what makes it so valuable? Let’s uncover the facts.
Why the 1981 Susan B. Anthony Dollar Matters
First released in 1979, the Susan B. Anthony dollar made history as the first U.S. coin to feature a real woman instead of a symbolic figure.
The coin was struck until 1981, then briefly reissued in 1999. Unlike earlier mintages, the 1981 coins were mostly made for collectors rather than for everyday spending. That limited production is a big reason why uncirculated or proof versions are so hard to find today.
The Coin That Could Be Worth $880,000
Not every 1981 dollar is valuable. The big money lies in the rare proof coins graded PR70 Deep Cameo (PR70DCAM).
This grade means:
- Absolutely flawless condition under magnification
- Mirror-like finish with strong frosted contrast
- Sharp, crisp details on both sides
Because coins in this perfect grade are extremely rare, one could command close to $880,000 at auction.
How to Spot a Rare 1981 Dollar Coin
Think you might have one? Here’s what to check:
- Mint mark “S” — shows it was struck at the San Francisco Mint
- Shiny proof finish with frosted designs
- No scratches or wear visible
- Detailed portrait and eagle with clear lines
Value of the 1981 Susan B. Anthony Dollar
While most won’t be worth a fortune, some still carry solid collector value.
| Condition | Estimated Value |
|---|---|
| Circulated (common) | $1 – $10 |
| Uncirculated (MS65) | $50 – $100 |
| Proof PR70DCAM | Up to $880,000 (extremely rare) |
Are These Coins Still in Circulation?
Technically yes — the Susan B. Anthony dollar is still legal U.S. currency.
However, because it looks similar to a quarter, it never became popular. As a result, it largely vanished from circulation. Still, there’s always a chance one could be hiding in a coin jar, piggy bank, or inherited collection.
What to Do If You Find One
If you come across a 1981 Susan B. Anthony dollar:
- Keep it safe in a coin holder
- Do not clean it — cleaning reduces value
- Consult a coin dealer for an appraisal
- Consider sending it to PCGS or NGC for professional grading
Final Thoughts
The 1981 Susan B. Anthony dollar is more than just a coin — it’s a collectible piece of American history. While most examples are worth little more than face value, the rarest proof versions can sell for hundreds of thousands of dollars.
So before you overlook that old coin in your drawer, take another look. You could be holding a treasure worth far more than a dollar.